Home/Invoice Financing Companies/RBS Citizens Business Capital


28 State Street
Boston, MA 02109

P: (617) 725-5831
F: (617)725-5827
W: www.citizensbank.com/commercial-banking/specialty-areas/capital.aspx


  • Christopher R. Carmosino: President
  • George Psomas : Senior VP, Northeast Region
  • John Behan : Executive Vice President


Based in Boston, RBS Citizens Business Capital is a specialty financial services company. Formerly known as Citizens Business Capital, RBS changed its name in 2007. The company operates as a subsidiary of RBS Asset Finance, Incorporated from Boston and seven regional offices in the eastern United States.

RBS provides asset-based financing solutions for manufacturers, wholesalers, distributors, and business service enterprises in the United States. The company offers financing for working capital, growth, capital expenditures, buyouts, mergers and acquisitions, recapitalization, restructurings, and turnarounds. RBS provides these financial services:

  • Junior and high-yield debt
  • Loan syndication
  • Interest rate protection
  • Foreign exchange
  • Global trade finance
  • Commodity risk management
RBS also provides asset-based lending solutions to finance working capital, acquisitions, revolving lines of credit, growth, capital expenditures, buyouts, mergers, restructurings and turnarounds. They also offer interest rate management solutions to help clients efficiently manage their cost of debt and cash flow.

The company provides a three-tier lending structure for companies with annual revenues of:

$5 million to $25 million

  • $25 million to $500 million
  • More than $500 million.
  • Size of Loans

    • $15,000,000 plus

    Available Financing

    • ABL


    • Automotive
    • Energy
    • Food
    • Manufacturing
    • Retail
    • Staffing
    • Steel

    Recent Transactions

    BorrowerIndustryAmount (M)QuarterYear
    Wabash NationalManufacturer/Semi Trailers150.022011