Home/Invoice Financing Companies/Spectra Financial Services, LLC


18205 N. 51st Avenue
Glendale, AZ 85308

P: (877) 561-7898
F: (602)682-5733
W: www.spectrafinancial.net


  • Nichole Melillo: President


We are a direct provider of accounts receivable, financing lines of credit up to $2,000,000. Our target clients are typically small to medium-sized companies in the Service, Manufacturing, Transportation and Distribution industries, with annual revenues ranging from $250,000 to $25,000,000. Spectra Financial Services has over 30 years of experience in the commercial lending arena and provides creative, effective financial solutions for a wide range of businesses. Spectra Financial prides itself on creating cutting edge, diversified programs for our clients and implementing a financial partnership for success.

Size of Loans

  • Up to $250,000
  • $250,000 - $1,000,000

Available Financing

  • ABL
  • Accounts Receivable Financing
  • Factoring Recourse


  • Automotive
  • Energy
  • Government Contracts
  • Manufacturing
  • Retail
  • Staffing
  • Steel
  • Technology
  • Transportation