400 California St., 8th Fl.
San Francisco, CA 94104

P: (415) 765-2103
F: (415)765-2170


  • Michael J. Murphy: SVP and Division Manager


With more than 35 years of experience in asset-based financing, Union Bank provides comprehensive financial solutions on a national basis. We offer revolving lines of credit, term loans, letters of credit with ability to lend on in-transit inventory, financing with seasonal inventory advance rates tied to the trade cycle, senior stretch term loans, and one-stop financing with junior debt and noncontrol equity capital provided by UnionBanCal Equities, an affiliate of Union Bank.

Size of Loans

  • $15,000,000 plus

Available Financing

  • ABL
  • Accounts Receivable Financing
  • Cross Border Financing
  • Inventory Financing
  • Trade Finance


  • Automotive
  • Energy
  • Food
  • Manufacturing
  • Retail
  • Steel
  • Technology
  • Transportation