Working Capital Solutions (WCS) is a subsidiary of WebBank, an FDIC-insured bank. WCS specializes in commercial loan transactions from $500,000 to $5,000,000 that are not yet bankable. We offer both Asset-Based Lending (loans secured by A/R, Inventory, Equipment or Real Estate) and Factoring. Successful borrowers can graduate into traditional bank lines of credit at WebBank. We focus on transactions that have higher-than-average credit quality and, therefore, afford lower-than-average rates.